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School Reports in Orlando, Oviedo and Winter Park, Florida

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Financing Your Home >Balloon Mortgages

In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.

Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.

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Q	What might happen to the Empire State Building in extreme weather?
A	The Empire State Building can sway several feet to either side when buffeted by a severe windstorm or rainstorm.
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The Rob West Team, REALTOR®, real estate agent and broker for Orlando, Oviedo and Winter Park, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

The Rob West Team
Keller Williams At The Parks Realty
444 North Mills Ave
Orlando, FL 32804
407-529-9919
Fax: 407-358-5040
rob@therobwestteam.com

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